Friday, December 1, 2023Any responsible homeowner knows that home insurance is an important investment to protect your property. In fact, most mortgage companies will require you to maintain home insurance for the duration of the loan. Even so, many people aren’t familiar with the details of these policies and what they actually cover. READ MORE >>
Tuesday, August 1, 2023In home insurance documents, you may read about some situations called covered losses. In short, a covered loss is a type of incident in which the policy covers, or pays for, the loss or incident. It may sound complex. It does not have to be, though. Take a closer look at what it may mean to your insurance coverage. READ MORE >>
Monday, July 3, 2023In spite of the ambiance and relaxation that a fireplace provides, there are also inherent fire dangers. To combat the risk of fire or inhalation of dangerous carbon monoxide (CO) gas, it is important for you to make chimney care part of your home maintenance plan. READ MORE >>
Wednesday, February 1, 2023Safeguarding your home against possible dangers is something every homeowner takes seriously, and for good reason. A home is a safe space for you and your family to relax, learn and grow. One of the most common dangers is a break-in. No one likes the idea of someone forcibly entering their home and taking their belongings, or worse, hurting someone. READ MORE >>
Friday, October 7, 2022According to the National Fire Protection Association, electrical fires account for 13 percent of home fires. Although houses with old electrical wiring are at high risk, even a recently built home can have an electrical fire. This is because electrical fires have many causes besides old wiring. READ MORE >>
Thursday, June 2, 2022On warm days, there's nothing quite like heating up the backyard grill to cook your favorite foods. Ribs, chicken, burgers and vegetables all taste especially flavorful on a beautiful sunny day, and it's a great time to gather family and friends and spend some time together. READ MORE >>
Tuesday, February 8, 2022Having enough insurance to cover the replacement costs of your home is critically important when purchasing homeowner’s insurance. However, 59 percent of homeowners do not have enough homeowner’s insurance to protect their investment. READ MORE >>
Tuesday, October 5, 2021Any home in any community is not immune to theft, vandalism or home invasion risks. These are very scary situations to consider, and it is natural to want to protect yourself. If, like most people, you are staying close to home in 2020, then you’ll want your home to have top-notch security measures. READ MORE >>
Wednesday, June 16, 2021Lint is the fuzzy stuff that comes out of your pocket with your change when buying something at a store. It seems harmless enough except that in large quantities, it is extremely flammable. The reason is that it has a lot of surface area for a flame to take hold. It also contains lots of trapped air which helps to support combustion. READ MORE >>
Thursday, February 25, 2021Protecting your biggest investment, your home, can be costly. If you are purchasing a house but are worried about expensive premiums, you may want to consider a more affordable cash-value policy. How It Works Every homeowner policy covers household contents. READ MORE >>
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